Goals

Goals that feel real

Goals link your budget categories to something personal so progress feels tangible.

How goals work

  • Each goal is tied to a category.
  • Funding the category moves the goal forward.
  • Milestones break large goals into smaller wins.
  • Goal tags help you spot goal categories in the budget table.

Step-by-step

  1. Create a goal and choose a target amount and date.
  2. Link it to a category (or create a new one).
  3. Assign money or use Goal Contributions.
  4. Track milestones to keep momentum.

How goals affect Safe to spend

Goals only affect Safe to spend when the linked category has a Set aside target and Goals included is on.

Use cases

  • Big purchase: laptop, phone, or appliance.
  • Travel fund: assign monthly and watch progress.
  • Emergency savings: track a specific target amount.

Troubleshooting

  • Goal progress not moving: make sure the linked category is funded.
  • Goal not counted in Safe to spend: turn on Goals included.
  • Missing goal tag: confirm the category is linked to a goal.

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